Alloy

The Identity Decisioning Platform.

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Overview

Alloy is an identity decisioning platform that helps banks and fintech companies to automate their onboarding, transaction monitoring, and credit underwriting processes. It provides a single API to connect to a wide range of data sources for identity verification, fraud detection, and compliance. Alloy's platform is designed to help businesses make faster and more accurate decisions.

✨ Key Features

  • Identity verification
  • Fraud detection
  • AML/KYC compliance
  • Transaction monitoring
  • Credit underwriting
  • Workflow automation

🎯 Key Differentiators

  • Identity decisioning platform
  • Single API for multiple data sources
  • Workflow automation

Unique Value: Provides a comprehensive and automated platform for financial institutions to make faster and more accurate identity and risk decisions.

🎯 Use Cases (4)

Customer onboarding Fraud prevention Compliance automation Credit decisioning

✅ Best For

  • Automating identity verification and KYC checks for new account openings
  • Reducing fraud losses
  • Making faster and more accurate credit decisions

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • In-app user guidance
  • Employee onboarding

🏆 Alternatives

Socure Sardine Unit21

Offers a more flexible and integrated approach to identity decisioning compared to point solutions.

💻 Platforms

Web API

🔌 Integrations

Plaid Stripe Marqeta Experian Equifax

🛟 Support Options

  • ✓ Email Support
  • ✓ Dedicated Support (Enterprise tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ SSO ✓ SOC 2 Type II

💰 Pricing

Contact for pricing

Free tier: NA

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