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Betterment for Business

The 401(k) that helps you and your employees create a better future.

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Overview

Betterment for Business offers modern 401(k) and 403(b) plans designed to be easy for employers to set up and for employees to use. It leverages Betterment's robo-advisor technology to provide personalized, goal-based investment advice and portfolio management. The platform aims to reduce administrative burden for employers and improve retirement outcomes for employees through low-cost funds and automated portfolio management.

✨ Key Features

  • Automated portfolio management
  • Personalized investment advice for employees
  • Fiduciary support (3(16) and 3(38))
  • Integration with major payroll providers
  • Low-cost investment options
  • Goal-based investing tools

🎯 Key Differentiators

  • User-friendly interface for both employers and employees
  • Personalized, goal-based investing advice
  • Vertically integrated technology stack

Unique Value: Simplifies retirement plan administration for businesses while providing employees with sophisticated, automated, and personalized investment management.

🎯 Use Cases (3)

Small to medium-sized businesses setting up a new 401(k) plan Companies looking to switch from a high-cost or complex retirement plan Non-profits seeking a 403(b) solution

✅ Best For

  • Providing automated, low-cost retirement plans for SMBs.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Large enterprises with highly customized or complex plan design needs
  • Companies requiring self-directed brokerage accounts within their 401(k)

🏆 Alternatives

Guideline Human Interest Vanguard Fidelity

Offers a more modern and user-friendly experience compared to traditional legacy providers, with a focus on technology-driven advice.

💻 Platforms

Web iOS Android

🔌 Integrations

Gusto Justworks Rippling QuickBooks Payroll Paychex ADP Namely

🛟 Support Options

  • ✓ Email Support
  • ✓ Live Chat
  • ✓ Phone Support
  • ✓ Dedicated Support (All tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ SSO ✓ SIPC

💰 Pricing

Contact for pricing
Visit Betterment for Business Website →