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National Processing

Save on credit card processing.

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Overview

National Processing is a merchant account provider that focuses on offering transparent and affordable credit card processing. They primarily use an interchange-plus pricing model, which can be very cost-effective for businesses. For mobile and in-person payments, they offer solutions like Clover Go and other mobile readers, allowing businesses to benefit from their low rates while using industry-standard hardware. They cater to a wide range of industries, including retail, restaurants, and e-commerce.

✨ Key Features

  • Interchange-plus pricing
  • No long-term contracts and no early termination fees
  • Support for various industries, including some high-risk
  • Provides mobile readers like Clover Go
  • Free equipment programming
  • 24/7 customer support

🎯 Key Differentiators

  • Very competitive interchange-plus rates
  • No early termination fees
  • Strong customer service reputation

Unique Value: Provides businesses with access to some of the lowest credit card processing rates in the industry through a transparent interchange-plus model, without locking them into long-term contracts.

🎯 Use Cases (4)

Retail stores Restaurants E-commerce businesses Service-based businesses looking for lower processing fees

✅ Best For

  • A restaurant saving hundreds of dollars per month on processing fees after switching
  • A retail store getting a free terminal and low rates

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Businesses that want a single, all-in-one proprietary hardware/software solution like Square or Toast

🏆 Alternatives

Helcim Stax Payment Depot

Unlike subscription models like Stax, National Processing uses a more traditional (but still transparent) interchange-plus model with a low monthly fee, which can be better for businesses with fluctuating volume.

💻 Platforms

Hardware Dependent (iOS, Android)

✅ Offline Mode Available

🔌 Integrations

Integrations depend on the provided hardware/software (e.g., Clover App Market)

🛟 Support Options

  • ✓ Email Support
  • ✓ Phone Support
  • ✓ Dedicated Support (All plans tier)

🔒 Compliance & Security

✓ GDPR ✓ PCI DSS

💰 Pricing

$9.95/mo
Visit National Processing Website →